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Don't consolidate your debt, negotiate your debt. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. Our proven track record in the past eight years has been 50% to 90% reductions. We guarantee results or you pay us nothing. Our fee is a small percentage of the amount we save you. Settle debts for pennies on the dollar. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. Our goal is to put you back in control of your finances by significantly REDUCING your ACTUAL DEBT, not by consolidating what you owe. Just having objective third party intervention can set the tone for amiable resolution. Don't consolidate your debt, negotiate your debt. We work directly with your creditors to negotiate reductions in your total unsecured debt balance. Let us take care of your debt so that you can concentrate on your work. Call today. 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